May 30, 2010

Memorial Day!!

I want to think about my Grandfather tonight. He's my hero!! He serviced in World War 2 and the Koren War. Thank you Grandpa for your service. My Grandfather passed away in 2001. I miss him and I'm going to think about him and every other miltitary personal who lost their lives to protect our freedoms. So on Memorial Day I'll pay respect and to honor the Fallen. God Bless!!

I'm taking a stand!!

For the last few days I've been having a little civil unrest with the current Government and their policies. I don't agree with them and it's kinda scary they are passing all these laws even though the Majority of the people don't want them like the Health Care Reform. Since President Woodrow Wilson parts of USA history has been left out of the History books. Why? You can't change History just because it doesn't suit your Progressive agenda. I have a lot of homework to do so my children will learn the right USA History.

I just can't live with civil unrest. The anxiety over something I can't change isn't good for my inner soul. It's not right stressing over not feeling like I don't have a voice and it's hard watching this Country deteriorate in front of my own eyes. It's sad to watch and it's not like I can change this Country over night. I want my children to grow up with the Freedoms and Liberties this Country was Founded on. They should be proud to be Americans like I'm proud to be a Canadian.

What is a mother to do? All I can do is teach my children the importance of History, the Government, Policies and Laws so maybe they will be the Generation of Hope. I like that...Generation Hope. It has a nice ring to it so maybe in 40 years from now we'll have some Hope for this Country. Hope so my children will have the Courage to be Leaders and Hope their Generation will Honor the flag of the United States of America and it's Founding Fathers to Stand up for this Country. Stand up and show this Country they have the power to stand up and be heard!! Generation Hope!!

I pledge allegiance to the flag of the United States of America, and to the republic for which it stands, one nation under God, indivisible, with liberty and justice for all.
Amen to that!!

We need to bring Honor back to this Country and what it stands for. Some USA History!!

The Star Spangled Banner -In 1814, Francis Scott Key wrote the poem, Defense of Fort McHenry. The poem was later put to the tune of (John Stafford Smith's song) The Anacreontic Song, modified somewhat, and retitled The Star Spangled Banner. Congress proclaimed The Star Spangled Banner the U.S. National Anthem in 1931.

Oh, say, can you see, by the dawn's early light,
What so proudly we hail'd at the twilight's last gleaming?
Whose broad stripes and bright stars, thro' the perilous fight, O'er the ramparts we watch'd, were so gallantly streaming?
And the rockets' red glare, the bombs bursting in air,
Gave proof thro' the night that our flag was still there.
O say, does that star-spangled banner yet wave
O'er the land of the free and the home of the brave?


The land of the Free and the Home of the Brave. That's what I can give my children. To teach them to be proud to an American and fight for it's freedoms. They can inspire for Greatness. Take care, Peace!!

May 27, 2010

who needs sleep!!

I don't think I have gotten it in my head I shouldn't be going to bed at 2am in the morning. I still need huge amounts of sleep so when my hubby and I stay up talking until the wee hours of the night my body screams at me. I should learn this by now.

The world as we know it is changing. Change is good but not the kind of change we are facing. I don't want to be a fear monger because it goes against the grain of my being. I'm kinda worried and not for me but for my children. I try to be informed of what is going on around my existence of life. Where do I fit in the large scheme of things? How do I adjust to these changes?

Lately my hubby and I have been talking..ha ha. Some people would think that's good. We're partners in life and communicating is a good thing. He's my rock and I tend to freak out sometimes like when I went through my panic of Natural Disasters and not being prepared. He calmed me down and we made an emergency kit.

Last night I was like if the economy gets bad and Obama is moving towards a Socialist Country of dependence on the Government we will have to move to Canada. Then he reminds me Canada's no better. Canada taxes it's Citizens to death also for their own Social Programs. So moving to Canada wouldn't be any better. So if the USA isn't the world safe haven anymore then where are people supposed to go?

My hubby and I have great discussions because we both bring something new to the table. We don't argue and he tells me things I need to think about and for him also. I just wish we had these discussions at a reasonable hour. I wonder how far the American People will put up with the Government. Will this Country have another American Revolution against it's own Government? Will we have another civil war? I think I'm going a little over board in my thought process but it's kinda based on how the Government just passed a Health care Reform bill without knowing what's in the thing is kinda scary to me. I have concerns and should have concerns. I can't have a blind eye to some of this stuff.

So what can we do? At home, we're cutting back the spending. We're paying off our debt. Going back to basics. Doing some of these things my family can prepare for the worst and if nothing happens then we're better off financially. On the outside world we vote, we vote for Government officials who we believe will do it's job and listen to the people. We make them accountable to do the right thing for this Country. We can turn this Country to be great again. We just have to vote out the cancer in our Government. The cancer that feeds the need for the wrong power. I'm sorry but when the Government isn't afraid of the people then you have lost the war.

How dare the US Government think they know what's best for me. They don't know jack shit about my needs and hell, they don't know what's best for me. I don't need to be dependant on anyone but myself. If I want to eat a greasy hamburger then it's my choice. Is it smart? no, but it's my choice too. I don't need the Government telling me that I can't eat the greasy hamburger because it's bad for me.

Okay, so I have concerns. I have concerns of where this Country is headed. I can bitch for along time about this but I do have a life and children to raise so for another day. Take care, Peace

May 26, 2010

Baking Bread!!

I don't know why I have the need to learn to bake homemade bread from scratch. I was sitting with my son eating toast with peanut butter on it and it came to me that I should learn to make bread. Maybe I am getting brainwashed from Obamacare and childhood obesity that I need to make healthier choices for my family and what better way to begin is to make my own bread. Why not? It's not like I don't have other things to do like learn about Finance, raise my children, keep my house from imploding and have some time for myself. Ha..I think why not?

I think my hubby will flip when I tell him I'm buying bread pans. I can hear him asking me why I want to buy bread pans and then me telling him I want to learn to make homemade bread. He'll think I've gone over the edge to insanity. I tried making my own jewelry and I loved it but my poor hands can't handle it and they cramp up and my hands hurt for days. It wasn't pretty so my love to make bead jewelry ended before it started. So now I'm on to learning to bake bread and most likely I won't be able too again because of my hands cramping up and then I'll end up getting a bread maker. See how it works, I just want a bread machine but I can't come out and ask for one. I have to make sure my hubby thinks he was the clever one and suggests we should get a bread maker. If I ask for one then it's spending money we don't have but when it comes from the hubby it's an investment like the TV, Computers, Lawn tools etc..all investments!! In the end I win!! It's always about me!! Ha ha!!

So now I have to find some simple recipes for bread. I really love eating bread that just came out of the oven..with butter on it. I'm in heaven just thinking about it. Go live life and enjoy!!! Take care, Peace!!

May 25, 2010

Just chatting!!

Talk about Conspiracies. I had a hell of a time getting the last post to work. It was all messed up so I'm wondering...hum!! Could I read into something that's not? ha ha!!

Wow, it's been a crazy few days. There is something in the air or the weather sinks because my children have been way over the top. Screaming, fighting with each other and being defiant. My head feels like it's going to explode. I need to listen to some music to calm down all this madness.

Lost is over and I'm glad I got to watch this show. It was well written and the talent of Actor's bringing you into their world Lost. I'm amazed and the ending was so beyond beautiful. Of course, I cried like a baby. It had you wondering through out the whole series each week, each season. You don't get a lot of great shows like Lost and they are far in between. Sad to see it go. Wow and I'm still speechless. Thank you Creator's of Lost!!

I'm off to do silly things. Life just seems to be too serious lately. Take care, Peace!!

The road to Conspiracies!!

So yesterday I went down the road to USA Conspiracies that the powers(Governments) that be are going to wipe out 80% of the worldly people and the US government will wipe out people who don't go along with their USA agenda .(New Order World) It was some crazy and scary shit. I kinda opened up a can of worms into the paranoia.

I'm all for fun Conspiracies like when Dark Angel went off the air because it was too close to modern day Genetic experiments on Human Soldiers and the Government didn't want to alert the American people to there secret labs. It's fun but what I found yesterday I'm kinda walked into modern day crazy of the paranoia. I don't think the people behind these conspiracies are evil, I just think they can make up some crazy shit about their findings to make it look like a secret elite group of powerful people are coming after everyone.

The reason I started this journey is because on Glenn Beck Friday night they showed a clip of Donald Rumsfeld taking about the Military losing 2.3 trillions dollars that isn't accounted for and then 9/11 happened and it was put on the side burner. The American people had more to worry about how the military lost 2.3 trillions dollars of Tax payers Money. That's a lot of money to just not know where it went. Kinda scary to lose that kind of money. It's not like they misplaced $20.00.

So my journey on the world wide web I found the video on You Tube. Look up Donald Rumsfeld missing 2.3 trillions dollars. You will find a video about it. Then my searches started to get even more crazy. Even if their is a little truth to some of this stuff God Help Us!!

So to start this journey you have to learn when these Conspiracies started so I'll start from the beginning. You need to know about the organizations involved behind the New World Order like the Illuminati as one group or even the World Elite who are using their Progressive Movement to take over the World to a One World Government. A New International Order!! Apparently all these things going on behind the American People is about to work towards a One World Government run by one of these Secret Organizations. Which one I don't know or they all could just be one organization. Who know but it's a plan that's been going on for Centuries. Nazi Germany for example failed.

Then I found D.U.M.B. I didn't know what this was so I looked it up. It stands for Deep Underground Military Base. Apparently we have these all around the USA and other Countries also have them. Denver Airport is supposed to have one under it. So even if we did have these top secret bunkers around our country they aren't all that secret if you can look this shit up. It's more... do you believe the conspiracies of why we have them?, are they for the good of mankind if something like an asteroid is going to hit our Planet and wipe out humanity? like in the movie Armageddon, Deep Impact, Asteroid etc or are they being used for evil intentions? I don't know but I would hope our Governments would have contingency plans to help masses of people in case something Natural does try and wipe us out and millions of people can be saved. I say keep building those D.U.M.B.'s for the survival of mankind.

So more of my research I found websites talking about the USA Concentration Camps like Nazi Germany camps. FEMA-Federal Emergency Management Agency has these camps all across the USA for a purpose so be it sinister or for good. Their is a lot of information about the evil organization of FEMA. They have control to implement Marshall Law. It was a lot to digest and to wrap your head around. It's a lot of crazy shit and I don't keep light on some of my findings but it's one of those things. I have to see it with my own eyes to ever believe some of that stuff. All you have to do is type in US Concentration Camps in a search engine and websites pop up, You Tube video's of some of these supposed camps.
There is apparently over 800 concentration camps being reported throughout the United States, all fully operational and ready to receive U.S. Prisoners who disagree with the government. The concentration camps are all staffed and manned by full-time guards, however, they are all empty. These camps are to be operated by FEMA when Martial Law is implemented in the United States by the President and Attorney General. The camps have railroad facilities as well as roads leading to and from the detention facilities and many have airports near by. The majority of these camps can hold 20,000 prisoners.
I don't know if these camps are real because I haven't seem any of them with my own eyes. But Nazi Germany Camps here in the USA to wipe out American Citizens who don't agree with the USA Government is to me a little mental and paranoia. You also have to believe everyone involved with FEMA, the US Military, and the US Government, all the media are evil and are involved in taking over the world. A secret that big for so long sounds a little far fetched to me. You can kinda conclude the missing 2.3 trillion dollars could have went towards building D.U.M.D or maintaining these empty US based Concentration Camps ready for the orders of Marshall Law. I don't think that missing money went toward for World Domination but then again I could be wrong. I think the can of worm that I opened yesterday was a wild ride of pure mental crazy on some conspirators like believing the Stargate Program is real. So believe what you want to believe. Take care, Peace!!

May 23, 2010

What's Important!!

I'm always analysing my life. It's a priority I made for myself the moment I found I was pregnant with my daughter. I just want to remember what's important. I want to remember why I married my husband and the reasons we fell in love with each other. I want to make sure I don't lose my focus on why I believe in myself and my family. My family is important to me. I don't want to lose focus and forget the reasons why I'm fighting for them. Life has challenges that can derail your goals and successes unless you keep a strong foundation to make sure when times gets tough you have something to stand on. My marriage isn't in trouble because I make sure it doesn't get to the point of destruction. I work on it just like any other relationship and goals that mean a lot to me. I believe in marriage and what it stands for. It's a wonderful thing to know you made a commitment with someone under God. A true blessing. Sure I'm full of fear and sometimes I run my life on fear but I'm learning to take breaths in between some of that fear. I just want to make sure I'm staying on the right course. I tend to freak out about things that I shouldn't be concerned about but I think sometimes I listen to the News, Media and watch way to much TV which feeds into that fear. I just need to remember life is what I make of it and not to lose my integrity when life pressures me into thinking it's right. So build up what means the most to you and fight to keep it. I'm standing on the foundation my hubby and I have built with love for our family. We can stay strong when we believe our marriage is the glue that keeps us together. Take care, Peace!!

May 20, 2010

Dreams really do come true!!

So I'm taking a break from studying my Finance homework. I believe life can go the way you want if you fight for it. I sure have fought hard for my life. Looking back when I was 23 years old would I be thinking in 12 years I would be married with 2 children. I had simple dreams back then. When I turned 25 I thought I would never get married. When I was 16 years old I thought when I would be 25 years old I would be married and have children but it didn't happen. I was bummed to say the least. I wasn't even engaged to be married and kids didn't seem like it would ever happen. I felt like one big fat failure. Turning 25 years old I would have to say was the hardest birthday I had. I was depressed for the entire month of 1999. It wasn't pretty. That's so wonderful about dreams. You can change it whenever you want or it takes a little more time to come true. So here I am living my dream. Right now, I should be studying for another dream I'm trying to achieve...a dream I have my heart set on which is putting my family towards financial success. I know that's kind of hard seeing how the world economy is falling apart but I know I can get there. There is always opportunities and you just have to have the courage to accept them. So that's what I'm doing right now is educating myself. Right now, I'm reading and learning about basic accounting to touch up on what I learned years ago and about the changing Stock Market. It's a lot to learn but once I put my mind on something I know I can do it. My hubby right now is following his dream and I'm so proud of that. I will support him and encourage his success like he does for me. I am blessed to be able to follow my dreams. Sometimes people feel like they can't do that. I thought I could never get out of my past abusive relationship but I dug deep within myself and just did it. I was scared to death for the unknown but I knew I had to do it if I wanted something better. Trust me it was the scariest thing I did. I was so emotionally drained I really didn't think I had the strength to do it but I fought for myself. Why not? I think I'm kinda worth it even if some people don't. They don't have to live my life. I hung on to things that inspired me like music and people who loved me to give me that extra boost. I took the responsibility for my life. What's good about mistakes you accept them, learn from them and then move on. For along time I was stuck in the past. I was moving forward in life but I couldn't seem to move from the abuse and my past. I struggled for years until I made an effort to change things in my life that were hurting my success and to achieve my dreams. I'm loving my life's journey even when I complain about the small stuff and in the great scheme of things it's pretty dang good. Life is what you make of it!! Take care, Peace..now I have to go study!!

May 19, 2010

thoughts running through my head!!

I have lots to write about but for some reason I'm having a hard time getting it out on my computer. I feel like the chaos running rampage in my brain is making me a little off kilter. So I'll just spill the beans what's going on in my head. I may figure something out or piss off a lot of people. I don't know!! My family is surviving and things are doing great concerning my health and I'm happy for that. All the stuff going on in the world is making me a little afraid for my children. Life on the outside world is a little scary and how can I live and give my family the best protection? How do I provide a safe haven for my children away from all the crazy in the world? The things going on in the world are making me all anxious and in turn, I can't sleep. I pray all the time to guide myself and my children so we can at least, protect ourselves from this corrupt society. This whole idea of entitlement is getting me all worked up. Our Society is turning into an entitlement program. People feel like they deserve to have programs and handouts that don't belong to them. The USA Government is spending money like they have an open credit card with no limit. They keep forgetting that the money they are spending freely is the Tax Payers money. That money belongs to "WE the People"!! The whole illegal immigration and the way our society is falling apart in front of my eyes is a little scary. How do we protect what this Country used to be? Where to begin? Do I really have a voice? I'm not feeling like I'm part of the popular thinking right now. Some people wouldn't like what I have to say because frankly, if you're in this Country Illegally, you're breaking the Law. Secure the Boarders so no more illegals can come in to this Country and drain the system. I'm sorry you want a better life then come into this country the legal way like every other legal immigrant has done. Illegal is Illegal. You're breaking the Law but what do I know? Apparently it's alright to be here illegal and I wish I would have known because I wouldn't have spent all the Government fees to come to this Country Legally. Where's my handout? Where's all the free health care and education for me? Oh right, those don't apply to me because I'm legal. My faith towards God as gotten stronger because I'm afraid of what I'm seeing in the world today. My faith has nothing to do with me wanting to be saved because I believe once you accept Jesus is the Son of God you kind of are saved but I'm talking about believing in the core values and morals you should live by from what's in the bible. I've been prayer more now then I think I have ever had in the past. I just pray and I'll keep prayer until it's my time to go from this world. I just don't know if that's enough. I hope it's enough, I truly do. Somewhere in all this chaos their is a life lesson I need to learn. I haven't put my finger on it yet and one of these days I hope it comes to me like a light bulb moment because I serious need some answers. I really would like to have a good nights sleep. I want to feel rested but every day it's something else, it's more chaos and destruction. Sure, I would love to wake up and go, "look at our World and this is nice!" but reality our whole world is falling to shit. We have wars, genocide going on in parts of the world, oh right, did I say we have wars, terrorists trying to blow people up, we have economic ruin in places around the world. Humanity isn't looking all that good right now. We suck as a Human race, truly we suck!! Peace doesn't look like a possibility at the moment. It's sad!! How do I teach my children right from wrong when the USA can't even follow their own Laws? I guess I'll have to do my best. I will also have to teach them to be courageous because most likely they will be the minority in their morals. I am not ashamed to say I'm Christian and believe in GOD. I will teach my children to not be ashamed of who they are. As long as you show respect, kindness, tolerance and not expect in it in return you're doing something alright. People say they have acceptance and tolerance until it goes against what they stand for. The moment they don't agree the race card gets pulled out. "Your a Racist" You hear it in the media all the time. If that's the case, we're all a bunch of Racists. That's absurd, not everyone is a racist!! I don't agree with Illegal Immigration so I must be a racist against Mexicans. Not really! Illegal is Illegal. I don't care who you are. Come to this Country Legally. That's all I'm saying!! My ancestors were Native American Indian part of the Ojibwa tribe migrated to what is known today as the Country Canada because of the French. So who has the right to be here? you? me? So why is it so hard to see that a person who is in this Country illegally, oh sorry Undocumented Workers have the right to be here? They don't have a right to something that doesn't legally belongs to them. They are breaking USA Immigration Laws. Everything is so backwards. Common Sense. Am I the only one who sees this for what it is? I don't grudge what happened to my ancestors because of a bunch of Europeans who came over and nearly wiped out my people. This land became a Republic the United States of America. We have Laws so follow them. It's that easy! I can't change the past but I can do is talk about what's going on with life today. Of Course, I don't want everyone to leave because they're not North American Indian. I always tell my children, just because you have the right to something doesn't mean it's right to take something that doesn't belong to you. Illegal Immigrants don't belong here. They are accepted with open arms when they come into this country the legal way!! I'm just saying and I don't think it sounds too far fetched to me! This is a Country with Laws and if you want to live here then follow the laws or pay the consequences. Pay the piper!! I'm not a jackass, I'm just saying everyone is welcome to immigrate to this Country but just do it legally. It's a pain in the ass trust me, I did it and it cost a hell of a lot of money and time and energy but I did it and when everything is said and done, you can now contribute to Society and pay back into the system. Not everyone is a Racist just because they don't agree illegal is illegal. I just don't understand why illegal aliens who are already here in this Country who are not criminals(other than being here illegally) haven't filed papers to be legal? It's not like they can't go to an INS office and apply for Legal Residency. I don't get it!! Maybe I'll never know. Okay, I'm kinda pissed about Illegal Immigration. I'm glad I got some of that off my chest!!I'm done!! Take care Peace!!

May 11, 2010

All About my kids!!

Sometimes I have these moments in time like tonight where I'm just sitting in silences and reflecting on my life. Okay, I'm not really sitting here in silence. I'm listening to music trying to get my flow on. I'm trying to get my creative flow going. Sometimes I just need to write to get things out of my head but half the time I just don't know what to write about. I have so much stuff going on in my head it's so hard to just go through it all and sort out the chaos in my head. Life seems to be good for me right now. My health is on the mend as I'm not so tired all the time. I actually can do stuff without having to take a break every few minutes and it's good for my kids sake and I'm sure having a mother who can play with them more often then a few minutes here and there is like Disneyland to them. It's nice having this time with them acting silly when they are younger. They grow up way to fast. My 5 year old daughter already has her first boyfriend. I told her she can't have a play date until she cleans her room so when her little brother was at school today she whipped into gear and cleaned up her bedroom. She was determined because I made a deal with her if she cleaned her room I would organize and clean the playroom. That's what I get for bribing my daughter. What was I thinking? Oh right, trying to con my daughter into cleaning up her messy room. She showed me!! Her room was spotless and she even made her bed. I think she got the good end of this deal. So tomorrow while the daughter is at school I'm cleaning the playroom. I made the deal so I have to make good on my end. A promise is a promise. It's easier for the son to help even though he's only 3 years old. He's kind of like me in regards to having a mild need for structure. I just have to tell him where to put things and he just does it. The daughter is like me in a way when I get overwhelmed I don't know where to begin. I have a hard time organizing their playroom when she's home because it takes me longer to clean because she'll find something she thought she lost in all the mess and she gets distracted. Once I start to clean I just have to get it done and everyone stay out of my way. I'm on a mission to clean and get the job done and the son is also like me on having to get the job done. He's just easier to help me and the process doesn't become a struggle. It becomes a struggle when the daughter is in this mix because she can't help herself. She has to explain when, where and who gave her what toy. It just makes the time go by very slowly. If you don't pay attention to her she gets all drama queen about it so you kind of know why I do it when she's away at school...less drama!! I love watching my kids become the little people they are becoming. They both have parts of my personality. My son is laid back and goes with the flow but he needs structure. As long as things are done the way he feels secure he's fine. The daughter is determined to be right all the time, first at everything and when she doesn't get what she wants she lashes out and lets you know her feelings about everything. She also is so sensitive about life and she is contently worrying. If she's not beating up her brother she also loves and protects him. I hear her helping him with his words when she thinks I'm not listening. I'm so blessed to have two wonderful children. They have little part of me inside them and their daddy too :) I love watching them become who they will become. I feel blessed to be their mother especially the gift I feel they were given to me from God. They teach me every single day of the gift I was given and I hope I listen to the message they are telling me. They deserve to have the best in a world of unmoral destitute. I have to give and teach them some moral values they both deserve so they can be productive adults in a world of imperfection. Take care, Peace!!!

12 years ago!!

I can't believe my hubby and I have known each other 12 years from this day. It's been 12 years that I was a 23 year old trying to find myself. I just ended a 7 and a half year relationship, got accepted to University and was working at a job I loved. It was strange in itself on that faithful night I met my future hubby over the Internet in a Yahoo chat room. That's crazy but that's how my hubby and I met. Who knew it turned out to be the biggest blessing in my life at that time. The only problem was we both lived in two different countries on opposite sides of the continent. I lived East Coast Canada and he lived West Coast USA. You hear all the horror stories of the Internet but our relationship was meant to be. I took that faithful leap and trusted the connection we had. Mind you I seriously fought my inner mistrust like their was no tomorrow but in the end my heart won. Some people would think I was crazy for moving away from my family and friends for love but I did. I didn't want to look back on my life and realize I made a mistake for not following my heart. I'm so blessed and my hubby is my biggest supporter and the love of my life. He in every sense is my rock and the person who picks me up off the floor when life is kicking me in the ass. I know this sounds so cheesy but we were meant to find each other like soul mates...never thought I would say soul mates. We truly were meant to be!! It's been 12 wonderful, crazy, and hard years and I would never change a thing. Our love grows on Love, Faith and Hope!! Take care, Peace!!

May 4, 2010

New Beginnings!!

So my hubby and I looked at the ugly truth and looked at our finances last night. It was not pretty but not that bad at the same time. Yes, we were over extended like the majority of this country but we think we can get out of our credit card debt in a few years IF we are mindful of our spending. Our expenses were ugly and I think I was in shock we spent so much money at Target just turns your stomach sour. It was like we were living a rich man's lifestyle on a poor man's salary. It's the whole saying "Buy now and Pay later" but the problem with this is the paying later. I think we had good intention to just pay later but it's the vicious cycle where you plan to pay your debt back but you keep spending and then the pay later gets bumped further into your future. I think Credit is Evil!! Not worth it and it's one of those things I wish we didn't apply for credit. I think it would have been good to just have one but having several not a great idea but it's reality and so we have to change how we look at money so we can pay off those damn credit cards. Those cards are a thorn in our children's future. They got to be paid off!!! So we have a plan. Right now, it's cutting out some expenses we can live without. Not eating out as much and reining in on the grocery bill to just buy what we need to just buying a lot of junk food. All the extra nonessential spending is out meaning no more buying like we're rich at Target anymore and going back to spend the basic needs for the kids. Of course, their are expenses we have that we can't change because it's the bills like mortgage, power, water, garbage etc. No more living like we have a money tree!!! It's a process and we made a choice to look at our finances every two weeks. It's going to be tedious for a while but you know saving for our families future is worth staring at income statements and balance sheets every 2 weeks. I'm getting excited because if we're smart we can get at least 3 of our credit cards paid off in ONE year or confidently 2 cards paid off in one year. By our calculations if we just are frugal with our spending not to the point of pinching pennies but being realistic about our wants verses our needs we can live comfortably and save money. The goal is paying off those credit cards for good and going back to just having one. I think in a couple of months our 2 kids will be getting their College Funds started. That's exciting to me. I think that's an accomplishment as a Mother to give this gift to my children and actually start on the road then just talking about it and doing nothing until it's too late. I know I can do this and I have excitement I haven't felt in along time. I really want this and I know it's going to pay off. It's like the mentality of wanting to become rich by only buying Lottery Tickets. That's fine because people have won big but you could be waiting your lifetime and never win. Instead of waiting for my large payout from the Lottery I'm taking that first step to making my Lottery winnings by doing instead of waiting. No one is going to make us have financial Security and now I feel like I'm on some infomercial plugging some product for getting rich. You know maybe my family won't get rich by changing our spending but we'll be way better off then we were a month ago by not doing anything. We're taking our family back to a healthier financial living and to me that's better than just talking about change and not actually changing. We're changing for the better!! Take care, Peace!!

May 3, 2010

Cleaning up my life!!

Where to begin...wow who knew life can be so complicated and wonderful all at the same time. I feel like I'm starting a new journey and right now it's a little out of control and I'm figuring out how to change things for the better. It's just getting started and where to begin is the question of the day. I make lists and in the past it has worked for me to get thing under control and lists of things I need to get done but my lists are so long it's kind of overwhelming. It's so overwhelming I just want to put my hands up in the air and just forget about it like the saying "out of sight, out of mind". The crazy thing is if I want to have a new beginning I have to start somewhere right? So no matter how I'm feeling it has to get done. First, my hubby and I are changing out spending habits and that in itself is a little daunting. You get so used of something like buying material things that life has to offer and then telling yourself no is a challenge like going to Target is our biggest problem. We just can't go there and expect to just get everything on our list because we are weak and things just attempt us to buy buy buy and we know we shouldn't buy those things but at the time it felt really good. We have to stop doing that. So Target will be a struggle to just say No!!! Trust me, it will be hard and I have to be honest with myself because they have a good book selection and that's the reason I don't go to the bookstore anymore because the temptation to not buy just one book is something I have a problem with. I love to read and exercise my mind but I know going to the bookstore is hard for me to not buy the whole store. We also have a problem saying no to the kids. They are blessed for sure. So just saying no is going to be hard. Okay, so my family wants financial success and that's something I want to talk about. My hubby bought a book last week he was so excited about. He was raving big about it and wanted me to read it. It's called Rich Dad, Poor Dad. I saw advertisements about it on Facebook and I just thought it was some get rich quick scam and passed right by it. So after he was done reading the book I started reading it. I got motivated like so much so I'm determined with a new sense of personal power. I haven't felt this inner rush in along time. If my family wants to have financial security we definitely need to change out lifestyle. We need to get out of debt like credit cards and start being smart with our money. It's so simple yet at the same time so hard to change bad habit's. My family has bad habit's. By USA government standards we are smack dab in the middle of Middle Class but we're not wealthy because we enjoy spending money and not getting anywhere to financial freedom. We always talk about what we want like send our kids to private school and go on nice vacations to Disneyland but we would love to do those things without being in serious debt. We want to save money for our kids to have nice College Funds and know if we don't do something now while they are only 5 years old and 3 years old their will never be any money to do those things. My hubby and I would love to give our children financial security so they can grow but to do that "we" as their parents have to show them by example. Showing them how money works and know about debt like credit cards and such they can become financial wealthy themselves in their futures without all the baggage that goes on when they become adults. I decided to go back to school not in a classroom but self teach myself and the best part is I can still buy book. Instead of buying the books I'm used to but buy books that will help our family with financial success. Yesterday I bought some financial books and I will study until the cows come home. Whatever I have to do to make my family successful so money isn't an issue. Yes, it would be nice to be considered rich. We're not there yet but if my family is smart and let our money work for us instead of working for our money then we'll be doing okay. We'll be able to do the things we want for our family like vacations and college funds, private schools and maybe a new car with out a car payment. That will be financial success!! The path we're on right now isn't allowing us to do that. Yes, we could take vacations and put it on credit and pay back later but it won't help find money our children's future. For me, I would rather give our children money so they can go to college without my hubby and I having to borrow money or take equity out of the house just to pay for it. Another thing I need to do is start managing our families house chaos. I say chaos because we have material things we don't use anymore that is just collecting in our house which turns our house in a garage dump. Everything we don't need has to go. So organizing our house is another thing I have anxiety to do. I need my hubby for this but the last few months he has kind of checked out of our family. He still provides for us but he would rather just sit on the couch and play video games then deal with household chaos after he comes home from work or do things around the house on weekends. I don't hound him because he's my partner not my child. I don't think being the nagging wife will make the situation better so I have to be more creative and if that means I have to do most of it myself so be it. Doing nothing just because my hubby doesn't want to help in that way isn't going to be very smart. I don't fault him on this because he goes far and beyond the call of duty on other things for our family. He's appreciated very much so and if he needs to sit on the couch for a few months then that's what he needs to do. In saying that, things still needs to get done around the house so it's all on me to bring my family back from the brink of self destruction. With the already drained energy I do have will be a struggle in itself but I know I can do something if I put my mind to it but some days I'll most likely be crying in a heap on the floor and my hubby will just give me the strength to keep going forward out of love because he does that on more occasion then I care to admit. Thanks Hon!! I don't want my family to struggle if we don't have too. I would like this new journey in my families lives be a good life lesson and blessing then years down the road and not have done anything. I want to be a smart mother not a struggling mother. Our family is blessed to have a roof over our head, food on our table and clothes on our backs but material things is just that..things and if you are struggling to live for things then what's the sense in buying it if it's only causing you struggles. It's not worth it to me. I don't like change and I can tell you I can fight it tooth and nail but this is a gift of change I want for my family. We'll be better off in the long run by changing the bad habit today then wonder why we didn't do anything when we still have a chance. It's not going to be easy and I'm sure I'll be fighting it along the way but it's a journey I want to do for the good of my family. So I educate, learn, purge and maybe when habits change my family will have financial success and as a family we'll be happier human beings then struggling to just survive. Take care, Peace!!