May 3, 2010

Cleaning up my life!!

Where to begin...wow who knew life can be so complicated and wonderful all at the same time. I feel like I'm starting a new journey and right now it's a little out of control and I'm figuring out how to change things for the better. It's just getting started and where to begin is the question of the day. I make lists and in the past it has worked for me to get thing under control and lists of things I need to get done but my lists are so long it's kind of overwhelming. It's so overwhelming I just want to put my hands up in the air and just forget about it like the saying "out of sight, out of mind". The crazy thing is if I want to have a new beginning I have to start somewhere right? So no matter how I'm feeling it has to get done. First, my hubby and I are changing out spending habits and that in itself is a little daunting. You get so used of something like buying material things that life has to offer and then telling yourself no is a challenge like going to Target is our biggest problem. We just can't go there and expect to just get everything on our list because we are weak and things just attempt us to buy buy buy and we know we shouldn't buy those things but at the time it felt really good. We have to stop doing that. So Target will be a struggle to just say No!!! Trust me, it will be hard and I have to be honest with myself because they have a good book selection and that's the reason I don't go to the bookstore anymore because the temptation to not buy just one book is something I have a problem with. I love to read and exercise my mind but I know going to the bookstore is hard for me to not buy the whole store. We also have a problem saying no to the kids. They are blessed for sure. So just saying no is going to be hard. Okay, so my family wants financial success and that's something I want to talk about. My hubby bought a book last week he was so excited about. He was raving big about it and wanted me to read it. It's called Rich Dad, Poor Dad. I saw advertisements about it on Facebook and I just thought it was some get rich quick scam and passed right by it. So after he was done reading the book I started reading it. I got motivated like so much so I'm determined with a new sense of personal power. I haven't felt this inner rush in along time. If my family wants to have financial security we definitely need to change out lifestyle. We need to get out of debt like credit cards and start being smart with our money. It's so simple yet at the same time so hard to change bad habit's. My family has bad habit's. By USA government standards we are smack dab in the middle of Middle Class but we're not wealthy because we enjoy spending money and not getting anywhere to financial freedom. We always talk about what we want like send our kids to private school and go on nice vacations to Disneyland but we would love to do those things without being in serious debt. We want to save money for our kids to have nice College Funds and know if we don't do something now while they are only 5 years old and 3 years old their will never be any money to do those things. My hubby and I would love to give our children financial security so they can grow but to do that "we" as their parents have to show them by example. Showing them how money works and know about debt like credit cards and such they can become financial wealthy themselves in their futures without all the baggage that goes on when they become adults. I decided to go back to school not in a classroom but self teach myself and the best part is I can still buy book. Instead of buying the books I'm used to but buy books that will help our family with financial success. Yesterday I bought some financial books and I will study until the cows come home. Whatever I have to do to make my family successful so money isn't an issue. Yes, it would be nice to be considered rich. We're not there yet but if my family is smart and let our money work for us instead of working for our money then we'll be doing okay. We'll be able to do the things we want for our family like vacations and college funds, private schools and maybe a new car with out a car payment. That will be financial success!! The path we're on right now isn't allowing us to do that. Yes, we could take vacations and put it on credit and pay back later but it won't help find money our children's future. For me, I would rather give our children money so they can go to college without my hubby and I having to borrow money or take equity out of the house just to pay for it. Another thing I need to do is start managing our families house chaos. I say chaos because we have material things we don't use anymore that is just collecting in our house which turns our house in a garage dump. Everything we don't need has to go. So organizing our house is another thing I have anxiety to do. I need my hubby for this but the last few months he has kind of checked out of our family. He still provides for us but he would rather just sit on the couch and play video games then deal with household chaos after he comes home from work or do things around the house on weekends. I don't hound him because he's my partner not my child. I don't think being the nagging wife will make the situation better so I have to be more creative and if that means I have to do most of it myself so be it. Doing nothing just because my hubby doesn't want to help in that way isn't going to be very smart. I don't fault him on this because he goes far and beyond the call of duty on other things for our family. He's appreciated very much so and if he needs to sit on the couch for a few months then that's what he needs to do. In saying that, things still needs to get done around the house so it's all on me to bring my family back from the brink of self destruction. With the already drained energy I do have will be a struggle in itself but I know I can do something if I put my mind to it but some days I'll most likely be crying in a heap on the floor and my hubby will just give me the strength to keep going forward out of love because he does that on more occasion then I care to admit. Thanks Hon!! I don't want my family to struggle if we don't have too. I would like this new journey in my families lives be a good life lesson and blessing then years down the road and not have done anything. I want to be a smart mother not a struggling mother. Our family is blessed to have a roof over our head, food on our table and clothes on our backs but material things is just that..things and if you are struggling to live for things then what's the sense in buying it if it's only causing you struggles. It's not worth it to me. I don't like change and I can tell you I can fight it tooth and nail but this is a gift of change I want for my family. We'll be better off in the long run by changing the bad habit today then wonder why we didn't do anything when we still have a chance. It's not going to be easy and I'm sure I'll be fighting it along the way but it's a journey I want to do for the good of my family. So I educate, learn, purge and maybe when habits change my family will have financial success and as a family we'll be happier human beings then struggling to just survive. Take care, Peace!!

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